As a small business owner, you undoubtedly have hundreds of decisions to make concerning the running of your business. Of these decisions, insurance should be a priority. Commercial insurance from Borman Insurance Group can protect your Indiana business against perils that can lead to financial ruin. The right coverage can be instrumental in helping your business grow.
Types of Commercial Coverage in Indiana
Commercial policies offer a variety of coverage options for business owners to choose from. These include:
- Property Coverage
- General, Product and Professional Liability
- Business Interruption
- Workman’s Compensation
- Commercial Auto
Your choice of coverage will depend on your business and the risks you face for financial loss. Workman’s compensation, however, is mandatory for businesses in Indiana to protect your workers against accidents on the job. By taking care of your workers, you’re more likely to retain their valuable services longer.
How to Select Commercial Coverage
When choosing coverage, consider the essential protection of your small business needs. Property coverage protects your building, business equipment, and products against such perils as theft, vandalism, fire, and other disasters. General liability safeguards your business against accidents that customers may have on your business property. If your business had to close temporarily due to a disaster, business interruption can help you keep going by covering lost revenue, payroll, rental of the business location, and more. If your business requires the use of vehicles for transporting people, delivery of goods, or visiting clients, commercial auto insurance will protect you against accidents on the road. By customizing your commercial insurance package, you can save money on your coverage without compromising the protection you need.
Importance of Working with a Reputable Insurance Agency
Working with a trustworthy insurance agency is key to getting quality commercial coverage for your small business in Indiana. At Borman Insurance Group, we’ll work with you in selecting the coverage best suited to your unique business needs. Call us today to learn more about our commercial policies.